User Agreement — Binexia

1. General Provisions

1.1. This Agreement governs the use of the Platform.

1.2. By clicking "Register", "Sign In", "Deposit", or by continuing to use the Platform, the User confirms that they have read, understood, and fully accept the terms of this Agreement.

1.3. If the User does not agree — they must immediately cease using the Platform.

2. Definitions

2.1. User — any person using the Platform.

2.2. Trade/Bet — an operation by the User, the result of which is determined by the rules of the Platform.

2.3. Asset — a calculated index, quote, or instrument displayed on the Platform.

2.4. Quote — a price/index value received from external sources or calculated by the Platform's algorithms.

3. Risks and Disclaimer of Warranties

3.1. The User understands and accepts that operations on the Platform carry a high risk of total or partial loss of funds.

3.2. The Platform is provided "AS IS" and "AS AVAILABLE".

3.3. The Operator does not guarantee: profitability or absence of losses; uninterrupted or error-free operation; accuracy, continuity, or timeliness of quotes; compliance of the Platform with User expectations; absence of delays, connection drops, or technical failures.

3.4. Any information on the Platform is for informational purposes only and does not constitute individual advice, investment/financial recommendation, offer, or promise of profit.

4. Quote Sources and Result Calculation

4.1. Quotes may come from external providers, public sources, and may also be calculated by internal algorithms (including indices).

4.2. The User acknowledges that: quotes may be delayed; gaps, discrepancies, and periods of unavailability are possible; chart/indicator display may differ from third-party sites.

4.3. The sole source of truth for calculating the result of a trade is the server-side calculation of the Platform according to established rules at the time of expiration/closing.

4.4. If the Platform detects data issues (e.g., stale quotes, anomalous spikes, no updates), the Operator may suspend trading on the asset, cancel/refuse operations, and/or apply protection rules (e.g., cancellation with refund).

5. Limitation of Liability

5.1. To the maximum extent permitted by law, the Operator, its affiliates, employees, and contractors are not liable for: any losses, lost profits, data loss, or reputational damage; results of the User's trades; errors/delays in quotes, provider failures, connection outages; actions of third parties (payment services, quote providers, hosting, telecom operators); unauthorized access to the account due to the User's fault (loss of password/2FA, etc.).

5.2. The total aggregate liability of the Operator for any claims is limited to the amount of fees actually paid by the User to the Operator in the last 30 days, unless otherwise required by applicable law.

5.3. The Operator is not liable for any indirect, incidental, or punitive damages, even if warned of the possibility of such losses.

6. Account, Security, Access

6.1. The User is responsible for keeping login credentials confidential.

6.2. All actions taken using the account are deemed to have been performed by the User.

6.3. The Operator may request identity verification/documents and restrict functionality until checks are complete (per internal policies).

7. Deposits, Withdrawals, Refunds

7.1. Deposits/withdrawals may be processed by third-party providers and/or blockchain networks. The Operator is not responsible for delays on the part of third parties.

7.2. The Operator may conduct transaction checks and temporarily hold operations to prevent fraud, money laundering, and abuse.

7.3. Refunds and cancellations at the Operator's initiative are permitted in cases of: suspected abuse, technical failure, quote failure, violation of the Agreement, legal/provider requirements.

8. Prohibited Actions

The User is prohibited from: abusing bonuses/promotions/referral programs; using bots/scripts/multi-accounts to gain advantages; interfering with the Platform's operation, attempting to bypass restrictions, conducting load attacks; using stolen/third-party payment instruments; violating applicable law.

The Operator may block accounts and operations if violations are suspected.

9. Bonuses, Promotions, Referral Programs

9.1. All bonuses and promotions are provided at the Operator's discretion and may be changed/stopped without prior notice, unless prohibited by law.

9.2. The Operator may set wagering requirements, restrictions, and activity criteria.

9.3. Upon detection of abuse, the Operator may cancel bonuses/rewards and restrict withdrawal.

10. Changes to the Agreement

10.1. The Operator may amend the Agreement at any time.

10.2. Continued use of the Platform after a new version is published constitutes acceptance.

11. Termination of Access

11.1. The Operator may suspend/restrict access to the Platform without explanation in cases of: Agreement violation, suspected abuse, legal/provider requirements, technical necessity.

12. Governing Law and Disputes

12.1. Governing law: [jurisdiction].

12.2. Disputes shall be resolved in [court/arbitration/mediation], unless otherwise required by law.